Can You Cash a Money Order at Walmart
What stores sell money orders? And tin can you get one online? Read on to larn where to go a coin order and how much it volition price.
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- Where to Buy a Money Guild
- Walmart
- Kroger
- Meijer
- vii-Eleven
- Publix
- Rite Aid
- USPS
- Banks
- Walmart
- Can I Buy a Money Order Online?
- How to Tell If a Coin Order Is Real
- How to Track a Coin Order
- Where to Cash a Money Society
- What'southward the Difference Betwixt a Money Gild and a Cashier'south Cheque?
- Frequently Asked Questions
Like a check, a money order transfers payment from one person to some other—but with less run a risk, since the payment is guaranteed.
People normally employ money orders if they don't accept a checking account or when they want to proceed their checking account data private. Information technology besides serves every bit a good culling to cash because you get proof of payment.
When yous buy a money lodge from an institution, they keep the money until the recipient cashes information technology. This eliminates the risk that a bounced personal bank check creates.
Continue reading to learn where to get a money order.
Where to Buy a Money Order
Yous can buy a coin order from ane of the following institutions or their authorized agents:
- Western Union
- MoneyGram
- USPS
The fees are usually similarly priced, so y'all may want to choose a location based on convenience. Keep reading to learn more.
Walmart
Depending on the location, Walmart sells MoneyGram money orders at their client service desk or Money Services Eye.
Factor | Status |
---|---|
Price | Up to $0.88, exact fees vary by location |
Amount | Up to $i,000 per money order |
Allowed Method of Payment | Cash or debit card |
Documentation Required | Valid photo ID for purchases higher than $1,000 |
Cashing Coin Orders | $4 per money order cashed |
Kroger
Kroger and its affiliates—Fry'southward, King Sooper, Dillon's, Pay Less, Smith'due south, and Fred Meyer's—sell Western Marriage coin orders at the Coin Services center.
Factor | Status |
---|---|
Cost | Fees vary by location, but the Kroger shopping menu may save yous money on the fees |
Amount | Upwardly to $i,000 (may vary past state) |
Allowed Method of Payment | Cash |
Documentation Required | Authorities ID may be required (varies by location) |
Cashing Money Orders | Fees and limits vary past store and location |
Meijer
Meijer sells Western Marriage money orders during the hours of 8 AM-10 PM at its customer service desk-bound.
Factor | Condition |
---|---|
Cost | $0.65 |
Amount | Up to $500 per money order and upwardly to $iii,000 per person, per day |
Allowed Method of Payment | Cash or debit card |
Documentation Required | Purchase of multiple money orders may require government ID |
Cashing Money Orders | Meijer doesn't cash money orders |
Does Walgreens sell coin orders?
Walgreens doesn't sell money orders, simply they practice offer Western Union transfer services. You can send up to $6,000 using the Western Marriage Money Transfer Service.
seven-Eleven
Many seven-Elevens offering Western Union money orders 24/7, but cheque with your location.
Cistron | Status |
---|---|
Cost | Varies by store; typically 1%–3% |
Amount | Up to $500 |
Immune Method of Payment | Cash |
Documentation Required | Varies by store |
Cashing Money Orders | 7-Eleven doesn't cash coin orders |
Publix
Publix sells money orders at all locations except Greenwise Markets.
Cistron | Condition |
---|---|
Cost | Between $0.85 and $0.89 |
Corporeality | Up to $500 |
Immune Method of Payment | Greenbacks, debit carte, or prepaid card |
Documentation Required | Varies by store |
Cashing Money Orders | Publix doesn't greenbacks coin orders |
Rite Assist
Yous can buy money orders at whatever Rite Help location. Some are open 24 hours.
Factor | Status |
---|---|
Cost | $0.99 |
Amount | Upward to $500 each; $2,999 maximum with multiple money orders |
Allowed Method of Payment | Cash |
Documentation Required | Varies by store |
Cashing Money Orders | Rite Aid doesn't greenbacks coin orders |
Some CVS and Vons supermarkets may as well offer money orders. Cheque with your local store for availability and costs.
USPS
The USPS sells money orders at each of its locations for a slightly college fee. But they offering more payment options and higher limits than some retail locations.
Factor | Status |
---|---|
Toll | $1.25 for money orders up to $500; $one.seventy for coin orders from $500.01 to $one,000 |
Amount | Upwardly to $1,000 per money lodge |
Allowed Method of Payment | Cash, debit card, or traveler'south checks |
Documentation Required | Government ID may be required |
Cashing Money Orders | The USPS only cashes money orders issued through the USPS. |
Where can I buy money orders on a Sun?
Banks may be airtight on Sundays, but you can still purchase money orders at your local retail or convenience stores if they are open.
Some stores, similar 7-Eleven, sell money orders 24/7. Each retail store'due south money center hours vary by location.
Banks
Local banks oft sell coin orders at discounted rates for certain account holders. Below are some of the virtually popular banks offer money orders.
Chase
Hunt allows up to $i,000 per money order for a fee of $five per money order. The fee may be waived if you accept a Chase account.
Wells Fargo
Offers up to $one,000 per money order for a fee of $5 per money order.
BMO Harris
Allows upward to $1,000 per money order for a fee of $5 per money order
F&M Bank
Amounts vary by location, but fees are $5 for customers and $10 for non-customers.
Getting a Coin Social club with a Credit Carte
Currently, but vii-Xi and Western Spousal relationship will allow yous to buy a coin lodge using a credit card.
Before you lot buy a money society on credit, know that credit card companies consider buying a money order as a cash advance. This means paying an additional fee on peak of the involvement charged.
Cash advances typically price an average of three%–5% of the transaction amount or $10, whichever is greater. Credit card companies typically charge a college cash advance APR on the amount likewise.
Tin You Buy a Money Gild Online?
You tin can't purchase a money guild online since the risk is besides slap-up for the seller. There are other options to send money online, including:
- Online coin transfers
- Online bill pay
- Use a peer-to-peer payment service like Venmo
- Wire funds
How to Tell if a Money Club Is Existent
Knowing the signs of a fake money order can help you avoid a scam. Here's what to look for:
Watermark
Hold the coin club up to the light to find this marker embedded in the newspaper.
Running Ink
Nigh issuers of money orders use ink that runs if altered.
High Dollar Amounts
Agencies don't result coin orders higher than $ane,000.
Discolored Dollar Corporeality
If anyone inverse the dollar amount on the money club, it may look erased or discolored.
If yous have whatever questions well-nigh a money order'southward legitimacy, do Non call the number on the money society itself. Instead, phone call the appropriate bureau using one of the following numbers:
- Western Wedlock: 1-800-999-9660
- MoneyGram: Enter the money club serial number online or call one-800-666-3947
- USPS: ane-866-459-7822
How to Runway a Money Society
To track a coin order, y'all must go through the issuer. Call Western Union or MoneyGram and give your tracking number to go the status. If you bought a USPS coin order, you tin can track its status online on the USPS website.
Tracking a Stolen Money Guild
If y'all are concerned about a stolen money order, follow these steps to go detailed tracking data:
- Contact Western Spousal relationship, MoneyGram, or the USPS.
- Complete the appropriate grade with information about the coin order including the amount, engagement, and location purchased.
- If y'all have the receipt, provide the tracking number and attach it.
- Pay the advisable fee. Western Union charges $fifteen–$30 (with no receipt); MoneyGram charges $18, and the USPS charges $half dozen.fifteen.
After xxx–45 days, the issuer may be able to issue a refund once they determine the condition of the money order.
If a stolen coin social club is cashed by the thief, y'all may have to involve the local authorities. The issuer cannot requite you a refund. Just they can offer a copy of the cashed money order to help track the thief.
Where to Cash a Money Guild
Your local bank or credit wedlock typically offers the cheapest option to cash a money order. If you already have an business relationship, you may exist able to cash it for free or at a minimal cost.
Other options include:
Issuer
Walmart, Kroger, Western Spousal relationship, MoneyGram, and the USPS cash money orders that they issued.
Retail Locations
Some grocery stores, check cashing stores, and convenience stores cash money orders for a fee.
What's the Difference Between a Money Order and a Cashier's Check?
Coin orders and cashier'southward checks have some similarities, including:
- Lower risk of billowy
- No bank account information
- Lengthy "finish payment" procedure should you change your mind
The similarities stop at that place, though. Coin orders and cashier'south checks have many differences, including:
Amount Limits
Money orders max out at $one,000. Cashier'due south checks accept much higher limits.
Varying Locations
You lot tin can buy money orders at your local grocery store, convenience shop, or postal service office. You tin merely become cashier'southward checks at a bank or credit union where you lot take an account.
Toll
Coin orders can generally cost between $ane and $five. Cashier'due south checks cost between $5 and $10.
Availability of funds
The first $200 of a money gild is available within i solar day, while the first $5,000 of a cashier's bank check will be available inside ane day.
FAQs
- Tin coin orders bounciness?
Money order funds are guaranteed, just there's still a run a risk of fraudulent activity, which can cause delays. - What happens if a money order isn't cashed?
Coin orders don't expire. In some states, a non-refundable service charge is deducted from the primary amount of the coin lodge if information technology is not cashed within 1–three years. - What happens if you lose a money social club?
Y'all tin cancel a lost money club if no one cashed it. It'll take 30–45 days earlier you receive a refund. - Can you cash a money order you lot bought?
If yous didn't fill out the money order all the same, simply brand yourself the payee and cash information technology using one of the higher up methods.If you did fill it out, write "Not Used for Intended Purpose" on the first endorsement line on the back and sign information technology. You can then greenbacks the coin society using one of the above techniques.
Bottom Line
Money orders offer an alternative to cash payments. They provide proof of payment and a safety net should the coin order become lost or stolen.
Since they do price money, explore all of your options, including using a personal check or a cashier'southward check from your own bank.
The quickest style to get a coin society is to visit your local USPS, Western Spousal relationship, or MoneyGram location. You can purchase a coin order for less than $1.00.
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